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20+ Years
Building portable structures
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50+ Dealers
Serving AL, GA, KY, OH, TN, VA and beyond
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5-Year Workmanship Warranty
On ALL new buildings
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Free Delivery
Within 50 miles of any dealer - setup included!
Why Our Customers Choose Rent-to-Own
No Credit Check - Ever
RTO is a rental agreement, not a loan. There's no credit pull, no application on your credit report, and no long waits for approval.
No security deposit
Your first payment is simply your first month's rent, plus tax. That's it: no deposit, no down payment - no "two months up front."
Low monthly payments
Choose a 24, 36, 48 or 60-month term. A longer term means a smaller payment, so you can set it wherever your budget is comfortable. Your payment is locked in the day you sign and never goes up.
Free delivery and setup
Free within 50 miles of your dealer, and we level and set the building for you. Your next monthly payment is not due until 30 days after it's sitting in your yard.
Own it over time
Make your payments through the end of your term and the building is yours automatically: no balloon payment and no last-minute surprise at the finish line.
Pay it off early, any time
Have enough to pay your building down? Do it any time. There's no early payoff penalty, and paying early costs you less. Ask your local dealer for your exact payoff terms.
Rent-to-Own: How it Works
Step 1: Pick your building
Walk your local dealer's lot and take home something that's in stock today, or design exactly what you want in our 3D Builder and we'll build it. Sheds, lofted barns, garages, cabins, workshops - if we sell it, it can go on a rent-to-own plan.
Step 2: Sign and pay your first month's rent
No credit check. No security deposit. You'll pick your term (24 to 60 months), your dealer walks you through the agreement, and you pay your first month's rent plus tax. That's all it takes to start.
Step 3: We deliver it
Free delivery and setup within 50 miles of your dealer. We level the building and hand it over ready to use. Your next monthly payment isn't due until 30 days after delivery.
Monthly RTO Payments in Perspective
Your monthly RTO payment comes down to two factors: the list price of your building and the length of the term you choose. A longer term = a smaller monthly payment and higher total cost of ownership. A smaller term = a higher monthly payment and lower total cost of ownership.
Here's a real example from our 2026 catalog: a 10x20 Pro Series Utility with Side Door and Two Windows, priced at $5,725.00.
24 Months
36 Months
48 Months
60 Months
Monthly cost before tax. Delivery and setup are free within 50 miles of a dealer. Monthly cost per RTO plan varies with building model, sizes and options.
Stop Renting Storage. Start Owning It.
For many of our customers, the alternative to RTO isn't paying cash: it's paying every month for a storage unit that they are already renting across town - one with a gate code, business hours, and a rate that quietly goes up year by year.
A 10×20 storage unit runs somewhere around $175 a month in many areas. Pay that for five years and you've spent $10,500 - but in the end you own nothing. You hand in the keys and walk away empty handed.
Put that same money toward a 10×20 building of your own on a 36-month rent-to-own plan. You'll spend $9,542 - less than the five-year cost of a storage unit - and at the end of it there's a building in your backyard with your name on it. After two years the storage renter is still writing checks - you own your building free and clear.
Three Ways to Finish Your RTO Plan
Pay it down early
Pay off your RTO plan at any time for a discounted total cost of ownership with no early payoff penalty. The sooner you pay down your plan, the less you pay overall.
Rent the full term and own it
Make every scheduled payment and the building becomes yours automatically at the end. No balloon payment, no final step to remember.
Return the building
Moving somewhere, or found out the building doesn't suit your needs? Give it back at any time with nothing further owed. A building on an RTO plan is a rental. Until you own it, you can return it at any time.
Why Rent to Own from Timberline Barns?
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Quality and experience
We've been manufacturing portable structures for over 20 years. Every new Timberline Barns building comes with a 5-year workmanship warranty, regardless of how you pay.
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Dealers near you
Our buildings are available on more than 50 dealer lots across Tennessee, Kentucky, Virginia, Ohio, Alabama and Georgia. Walk in - have a look - talk to someone who knows the product.
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Optional protection
For $18 a month, add a Loss/Damage Waiver that covers acts of God - hail, high wind, a tree coming down, fire, tornado. On a legitimate claim we repair or replace the building at no cost and your plan carries on unchanged, or you can walk away with no deductible.
Rent-to-Own Questions, Answered
Rent-to-own plans at Timberline Barns are administered by our partner Homewood Rentals and are subject to their current terms, which vary by state and are subject to change. Payments and prices shown are examples excluding applicable sales tax or delivery fees for customers over 50 miles from a dealer. Ask your local dealer for the current terms and total cost on a building of your choice.
We Make Buying a Storage Shed Easy!
Choose A Shed
Pick the style and size that’s right for you.
Pick A Payment
Pay with cash or Rent-To-Own.
We Deliver
Our team makes delivery easy.